Commercial Loans
Range: $350,000 – $10 million
Asset-Based Lending
UNLOCK THE VALUE OF YOUR ASSETS.
A collateral backed loan is a terrific option for businesses in seasonal or cyclical industries, those with relatively high financial leverage, or inconsistent cash flow.
Is Asset-Based Lending right for you?
Work First Capital’s asset-based loans can help you finance:
- Seasonal or Cyclical Borrowing
- Turnaround Situations Including Recapitalizations and Restructurings
- General Working Capital Needs
- Financing Growth
- Management Buyouts
- Mergers & Acquisitions
All of Work First Capital’s asset-based loans are customized to meet your specific business needs. We can work in the wholesale, distribution, manufacturing, retail and services industries.
Commercial Mortgage Loans
FINANCE YOUR COMMERCIAL PROPERTY.
Work First has been in the commercial mortgage lending business for nearly 10 years. We invest in completed properties in the western United States, especially Utah, Oregon and Idaho.
We focus on projects between $350,000 and $10 million, with a majority between $500,000 to $3 million.
What kind of properties apply?
- Retail
- Light industrial/warehouse
- Office
- Multifamily
- Single tenant and owner occupied
- Non-owner occupied investment property
Sale/Leaseback
GET THE CAPITAL YOU NEED TO GROW.
Work First is a leader in providing working capital to businesses through the sale and leaseback of a company’s asset(s). In today’s tough lending environment, businesses are increasingly turning to sale/leasebacks to provide the capital needed to grow.
How does it work?
In this transaction, your business sells Work First an asset, most often real estate, and then leases it back. The sale/leaseback functions as a loan, with payments taking the form of rent.
In most cases, Work First gives you the option to buy the asset back at the end of the lease.
